Tough to say. On one hand Griffin III has the NFL 2nd best rating while throwing 18 TDs to 4 INTs while also running for 748 yds (through 15 weeks). Luck's rating isn't even close but he has thrown for 1,000 yds more than Griffin and has a good amount of 4th qtr comebacks. Luck has also thrown the fifth most passes in the league. Then you look at their teams and to be real, did anyone expect the Redskins or Colts to make the playoffs? I didn't.
Wilson on the other hand has good stats as well and his team is also in the postseason chase.
All that being said, I'd give the ROY to Griffin.