Terron Armstead Retirement Financial Planning

[E30M3]

For those who are not aware yet, this site did a good job extrapolating. FWIW, this is Kyle Crabbs site also, didnt even realize that.

Financial Planning The Terron Armstead 2025 Decision

Terron must first make his decision — then the Dolphins must make theirs.

touchdownmiami.substack.com

Should Armstead choose to retire, Miami could restructure his salary to the $1.21M minimum from $13.3M and remove the “likely to be received” incentives and per-game active bonus schedules from their cap books — for savings of $13.79M immediately upon the restructuring. Then, after June 1st, when a hypothetical retirement is finalized, they could remove the amended minimum salary for Armstead off their books, as well as convert him to the reserve/retired list.

These financials are laid out below:


This decision from Armstead would save Miami $13.79M in cap space at the start of the league year, $15M starting on June 2nd, and $11.414M in 2026 cap space. The team would carry an additional $10.732M dead cap charge in 2026 for the remainder of his prorated cap charges.

 

[Fred Bear]

 

[MARINO1384]

Interesting thanks

 

[Nublar7]

Thanks for the info, but I get the sense Armstead is playing one more season.

 

[The Ghost]

Those are some pretty substantial sums of cap space for someone who is more likely than not available at the end of the year.

I’m ready to hand it over PP and cross those fingers what he did college (and against Myles Garrett) is his standard.

 

[AMakados10]

It'll be hard to replace two OGs, two OTs if Armstead and Lamm both retire, and both Safeties.

If there's anyone out of those 6 people to keep and focus Draft + FA resources at the other 5 likely openings, it's Armstead by a country mile.

 

[Fred Bear]

When he plays he good ,no doubt

 

[Viper Prime]

I like the 2nd scenario.

 

[Phins up]

If he retires that will be great to add future talent for this and next season and we will see if PP can sink or swim.

The only problem is Grier and McD are fighting for their lives so they want to win now and they need all the vets who won't be here in two seasons like Armstead, hill, and them some

 

[Bob512]

Great info!

Thanks for sharing…..

 

[djphinfan]

Thanks for the info, but I get the sense Armstead is playing one more season.

Yup I’d put some money on it

 

[djphinfan]

I would take the hit and let him go June first to protect our 2026 cap status

 

[Scotty_P]

I thought he said he was likley to play. I think the Dolphins brass need to change his mind. Were better off letting Paul play and save the cap money. IMO

 

[vcip]

It'll be hard to replace two OGs, two OTs if Armstead and Lamm both retire, and both Safeties.

Damn this makes me really hate Grier is still here
Doomed

 

[Springveldt]

Thanks for the info, but I get the sense Armstead is playing one more season.

It was his healthiest season in years and he was one of the best tackles in the league. I'll be surprised if he retires and I'll be happy if he doesn't.