You know as a Fin fan the card is worth more to you (us) than just run of the mill collectors. As mentioned, the game used jersey cards are so mass produced now that the value is not that high. The exception is when you have one that is autographed. Those are usually produced in very limited number and value over $100.
Collecting cards is not what it used to be. Prior to 1995 there used to be a few brands and even fewer inserts. So it was fun. Now it is so massed produced and, and mass marketed, and there are so many brands it is overwhelming. Jersey cards are a great example of that. So many are made that it dilutes the value of the card and ruins a perfectly wonderful game jersey.
I still collect, but not like I used to. I would hold on to the the card. As a fan it is worth more to you. If it book values at$45, in the open market you can get about $25-30 for it.