If you are betting with the spread, I believe the 10 1/2 points makes it a lock. However, another good idea is taking the moneyline bet. You get 450+ to pick the Fins to win. So I'm putting up $30 this weekend and if the fins win, I get about $130. Really good deal with low risk. Bet $100 and win $450 if the fins win. Talk about a happy victorious Dolphin Monday.