I have to agree the panthers are in the worst QB shape by far. Here is another reason that a lot of people overlook, what if they do go 1-15?? They won't have the option of drafting Luck, b/c they have too much money in Cam and will have to give him more than one year to prove himself.
We are probably in the next worst position for a similar reason. Our defense will most likely be better than most of other teams on that list which will mean we will win just enough games not to be in the Luck sweepstakes. IMO we are looking at a 5-11 season, and that will not be bad enough to get better.
Cam Newton will be a solid player in 3-5 years, but not until he realizes he is a TE not a QB. He will NEVER be a starting NFL QB for more than a bad year.