To be fair to Philbin, I didn't watch every snap that McCoy's team took over the last season, maybe 3-4 games.....McCoy had an experience QB, played in a tougher division, had better coordinators and more veteran leadership on his team and he won one more game in the regular season and won a game in the playoffs....Philbin was working with a GM he didn't like or trust, a OC was average at best, young team searching for leaders, major internal distraction mid way through the season that went national, no OL and was in the driver seat with 2 games remaining in the season as McCoy's team was on the outside looking in....I have to give the edge to Philbin, he also won the only head to head match up.