We have to believe some of it because he named names. I think his attempt to absolve Philbin of any knowledge may be to protect the Dolphins in the event of a lawsuit.Ok now if you don't believe all of the report by Wells then don't believe any of it. It was a fact finding investigation and it is what it is, deal with it, Incognito is the villain you believed that but you refuse to recognized that Phibin had no knowledge. Man you and I don't even know what's going on in our home from time to time.